17 Ideas To Save More Money Each Month! | Clever Girl Finance
We can all use some good savings tips especially as we work on achieving our financial goals and so here are 17 ideas to save money each month, so you can achieve your financial goals – Grab your pen and notebook!
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What are some ways in which you are able to save more money each month? Share below! Thanks for tuning in!
Carrying packed lunch somedays have really helped Big tym
Save first before spending…automatic bank transfer to savings account ❤
Buy in bulk.. and take food from home to offices or business.
@@timogach this makes a huge difference.
On top of using cash, my hubby and I use cash envelopes for various things in out budget. For example, groceries and fuel money will fo in different envelopes.
Great tips. I am in the process of selling my house and moving to a cheaper area. I use to pay by cash but when the pandemic hit, I went contactless. Maybe I will think about going back to cash as it definitely saved me money. I also need to make more effort to meal plan. Love your videos they are really inspirational and helpful.
Thanks so much for being here!!
Having a realistic budget, Tracking my expenses, setting a strict spending ceiling monthly. But this works for me because I already have a short term emergency fund and a long term (ie 6 months of expense) emergency fund. This are key principles I believe in sharing at Good Eve Financial Literacy. I am just starting out, and hope my videos can look as beautiful as Bola’s one day soon!
I love this! Thanks so much for tuning in – will check out your channel!
i save money by bringing snacks with me when i leave my house
I love it! Thanks for tuning in!!
Yes I do the same. Dollar tree snacks before road trips 👍🏽
So true!
My friend always brings her own snacks to the movie theatre.
I do a biweekly mortgage. This helps with adding an extra payment at the end of year since there are two months that we get paid three times.
Super smart! Love this!
We do a bimonthly car payment. It is easier then making a lump sum every month.
You pay your mortgage biweekly? 2x monthly??
@@kristenalmonte1110 yes; you can reach out to your mortgage lender to find out how to do this. Sometimes you have to make an extra payment upfront in order to get started (depends on the lender) but otherwise it should be a painless process. Paying biweekly breaks your payments up. For example, I pay on the 15th and the 30th which coincides with when I get paid at work.
@@tarynstewart8279 I think you just can without setting anything up. Just wondering where the extra money is coming from to do this.
I’ve cancelled a number of subscriptions and I feel like a burden has been lifted. Cash makes you think twice about spending and is the way to go. Great tips!
I totally agree!
💯💯💯
Open a maintenance account for yourself and automatically put the money you were using for subscription in it. At the end of the year if you want to treat yourself to anything you’ll take it from that account. It’s also a good idea to have between 5 and 10% of your pay transfered there . The money adds up and it’s very freeing to know if you want to go on vacation or buy something expensive for yourself you already have an account for those purchases.
I was able to save $200 a month by simply making my coffee at home☕️ I was buying 2 to 3 cup a day😋
Congratulations 🥳
I’ve started doing pick up services at stores, that way I’m not distracted. I stay focused and not doing any Impulse buying. It helps.
⁷
Literally stopped the video at 2mins, logged onto my PayPal and cancelled all my monthly subscriptions – I was spending $75 a month on services I either never realised I used or used once in a while. Great tip 👍
I stopped bc I remembered I had a free trial that was going to end in a few days (and start charging $8.99) and needed to cancel it!
This is a strong testimony of the video
I did the exact same thing lol
@Susel wow! So true.
haha! Same! I also paused to put 10% of my last paycheck into savings
Excellent presentation. I’ve been doing All for over 6yrs now. I have a 850 credit score, debt free ( exception for Mortgage, the good debt) and on my to early retirement in my 50’s. 🙏🏾👍🏾✅✨🤗🖇
Congrats!
Wow… Great.
How did you do that?
That’s awesome!
@@keziahofeiankra-badu5634 4rt trtr
Great advice!!! New sub here! Oftentimes, I try to buy a large pack of meat and use it for multiple meals. So instead of buying one lb of ground beef at $4.99, I will buy 5 lbs of ground beef on sale for $13. Five one lb packs of ground beef will cost me ~$25, so I save $12. I also substitute higher cuts of meats for cheaper cuts. So for fajitas I may use boneless, skinless thighs vs chicken breasts, unless it’s on sale. Legs and thighs are often on sale for $.99/lb in my area. I only but meats that are on sale for the week.
Autopay my utilities whenever I can. For the rest, I use a monthly calendar with due dates. On the calendar, I put down pay dates before due dates.
I love thrift shopping and I shop online on SHEIN which is cheaper than regular stores. But I need to stop buying clothes every month. Also I would love to start couponing.
One way that has really helped me save is doing grocery pickup. It makes meal prep easier and I avoid going in to the store and grabbing unnecessary items 😊
That’s definitely a great way to stick to your list!!
I agree! Even though I need to pay for the service, overall I am saving money because I know how much my total is beforehand and reduce impulse purchases. Also less waste.
@@Clevergirlfinance 😘
I’m old school-every time I get paid, I drive straight to the bank, I take out my savings money in cash and place it in an envelope.
I noticed if I tried to save electronically, I’d transfer the money from savings almost every time. This way, if I’m going through my busy work day, I can’t spend it because I can’t leave work to drive all the way home to get the cash.
Wow
I need to do this
You can also put your savings into a bank or credit union that is not convenient. Like on the other side of town, so it’s not easily accessible.
Very helpful hints, and when you buy groceries in bulk, check the expiry date. This is very important.
I paid off my debt by depositing more than the minimum as you have said. It really helps.
Definitely worth watching if you want to save money.
#1. Get organized
#2. Switch insurance companies
#3. Cancel unnecessarily subscriptions
#4. Pay more into your debts
#5. Pay in cash
#6. Skip the Soda
#7. Work out at home
#8. Save money on prescriptions
#9. Use a shopping lost
#10. Buy in bulk
#11. Meal prep
#12. Declutter
#13. Automate your finances
#14. Start couponing
#15. Downsize your living space
#16. Reduce mortgage payments
#17. Shop pre-owned or second hand.
These were some really awesome and very practical tips. Thank you🌻
I enjoyed your talk about saving money. Some of the ways that I save money is that I cook most of my meals,color my hair instead of going to a salon, I stopped getting my nails done professionally and do them at home. These are just a few of the many ways that I have been able to save money.
Love this! Thanks for sharing!!
Instead of wasting money on ordering coffee out and eating out a lot, and buying stuff we don’t really need when our grandchildren were born we opened a 529 plan and put that extra money we had in there for their college someday. They are now in college and are so thankful we can help pay for it. It brings us more joy knowing they will be debt free when they graduate instead of them getting the money when we pass away in the future.
Love this! Thanks for sharing!
So smart!